Smart Financing

Smart Financing Solutions

The energy savings pay for your Smart City upgrade

In collaboration with well-known financial institutions around the world such as EKF (Denmark’s Official Export Credit Agency), Danske Bank, Nykredit and BBVA, Novalume Finance provides a payment plan that makes investing in LED technology pay for itself from day one. We call it the “pay-as-you-save“ model. With this model and our financial partners, Novalume Finance has set up customized financing solutions that can both ensure you a completely new turnkey lighting solution and drastically reduces your electricity costs and CO2 emissions.

Novalume Finance neutralizes the CAPEX (capital expenditure) and your new turnkey LED solution is paid for with part of the savings it generates. After a part of the savings have been used to repay the investment, you will still save up to 75% of your electricity lighting costs, freeing up capital that can be invested elsewhere in your municipality. Once the repayment has been made, 100% of the savings will be integrated in your organisation’s bottom line.


No CAPEX + Lower OPEX = Positive Cash Flow

Upgrading to high quality LED lighting will save you money in electricity consumption and maintenance – it will lower your OPEX (operating expenditure). Combined with Novalume Finance’s financing, this results in positive cash flow that you can dedicate to your core business.

With Novalume Finance you only start paying when you start saving. The payback period is typically up to 5 years and is usually to be shorter than your warranty period. After the payback period you enjoy 100% of the savings for the lifetime of the installation, meaning significant long-term cost savings.